Steuerberater · Sparring partner · Second Opinion
Wealth shaped
with strategy.
advise companies and families of substance as a Steuerberater (German tax advisor admitted under StBerG). Wealth building, asset protection and succession advisory (Nachfolgeberatung). Three languages, one mission.
Free, no obligation. Reply within 24 hours.
Services
Four pillars.
One goal.
Wealth doesn’t happen by chance. It is planned, structured and protected.
Open the Inheritance NavigatorSuccession advisory (Nachfolgeberatung)
Preparing the next generation. Business succession and asset transfer planned with strategy.
- Business succession
- Asset transfer
- Generational planning
- Erbschaftsteuer optimisation (German inheritance tax)
Risk profiling
Analysing structures, identifying weak spots. Inside the company, inside the family web, inside existing arrangements.
- Structural analysis
- Tax compliance
- Fraud prevention (CFE)
- Risk assessment
Familienstiftung & Holding
Setting up, structuring and tax-optimising Familienstiftungen (German family foundations) and Holding companies.
- Familienstiftung (German family foundation)
- Holding companies
- Asset protection
- Tax-optimised structuring
Tax optimisation
Building and protecting wealth through strategic tax planning. Proactive, not reactive.
- Wealth building
- International structures
- Tax-optimised investments
- Ongoing tax planning
References
Selected mandates.
Anonymised, but real. Every mandate is individual, but these examples show the orders of magnitude and structures I work with under German tax law.
Case studies are presented in German because the underlying Mandate, statutes (BGB, ErbStG, EStG, KStG) and tax structures are German-law specific.
Asset transfer (Vermögensübertragung), married couple with two daughters
Family home and rental property, both still financed. Daughters with different views. Tax simulation, coordination with the bank. Result: a structured lifetime transfer.
2
Properties
Succession
Focus
Mediation
Method
Physicians' GbR (German civil-law partnership) to an MVZ with 11 specialties
Three physicians in a GbR with personal liability. Strategic business plan, holding structures, wills and advance directives. The MVZ was later successfully sold.
11
Specialties
Holding
Structure
Exit
Outcome
Family estate (Familienvermögen), EUR 11.6 million
Assets spread across various companies, chaotic structures. A moderated family process across several generations, restructuring and the installation of a foundation (Stiftung).
11,6M
Volume
Stiftung
Structure
3
Gen.
IT entrepreneur, relocation abroad (Wegzug)
Stakes in several companies, assets of around EUR 4.2 million. Tax structuring before the relocation, a partner adviser at the new residence. Tax-office audit: no objections.
4,2M
Volume
DE/ES
Countries
FA ok
Outcome
All details anonymised. Specifics on request in a personal meeting.Similar situation? Get in touch.
How we work
How I work.
First meeting
Confidential & personalNo pitch, no sales call. You tell me where you stand – and I tell you honestly whether and how I can help.
Stocktake
Structured & confidentialArticles of association, shareholdings, existing arrangements. I look at what is in place – and what is missing.
Structuring
Concrete over theoreticalHolding, Familienstiftung (German family foundation) or succession arrangement – which structure fits your situation? Concrete scenarios with numbers, no theory.
Ongoing support
Personal & long-termThe full plan from a single source. Solution-driven and personally at your side over time.
Liederbach · Frankfurt
Florian Enders
CFE / CCFE
Fraud Examiner
About
Florian Enders
Tax advisory for entrepreneurs and families of substance.
At one of the large auditing firms I learned how to build structures that hold. I also learned there what I want to do differently today: less overhead, more personal accountability, a direct line to the client.
Today I advise entrepreneurs and families who aren’t looking for a classic Steuerberater (German tax advisor) but for a sparring partner. Someone who understands the economics, thinks structures through, and places tax decisions inside a wider context. Literally so: in German, English and French.
At the centre of my work is tax law and the question of how to structure wealth so that it functions over the long term. Holding structures, business succession, asset transfers inside the family. Topics where tax decisions often play out across generations.
My work is shaped by an analytical eye for structures and risks. As a Certified Fraud Examiner I also look at economic interdependencies and potential weak spots in complex asset structures.
Especially in succession processes, where economic, tax-related and personal interests collide, the understanding of the people involved matters as much as the tax structure. In those situations my mediation training helps me develop solutions that hold up.
Studied Business Administration (Finance & Controlling) in Germany, Switzerland and the United States. Top of class. Publication: "Mittelstand bedroht durch Fraud" (ISBN 978-3-656-22923-0).
Certified Fraud Examiner. Risk profiling for German SMEs, tax compliance projects, structural analysis.
Audit and tax advisory. M&A transactions, restructurings, international clients.
Move into partnership. Own clients, own accountability, direct line.
CCFE certification in Switzerland. Corporate finance, tokenisation, digital asset structures.
Steuerberater at tes, Frankfurt & Liederbach. Focus: wealth, structure, succession.
Network
Stronger as a
team.
Big deals need more than a Steuerberater (German Tax Advisor). I assemble the right team for each mandate.
tietze enders & Partner mbB
Commercial law, corporate law, M&A. For the legal side of any structuring project I work hand in hand with my partners under one roof.
Visit websiteSpecialised notaries
For company formations, foundation set-ups and real-estate transfers. A trusted network across the Rhine-Main region.
Local advisors in CH, ES, FR, US
For cross-border structures I coordinate with local tax advisors and lawyers in Switzerland, Spain, France and the United States. Trilingual, friction-free.
Auditors & valuation experts
Business valuations, real-estate valuations, shareholding valuations. For succession, gifts and restructuring.
Trust
Facts, not promises.
0+
Reviews
0
Languages
Big Four
Background
CFE / CCFE
Certifications
Featured in
Publications
Erbschaftsteuer 2026: allowances, structuring options and risks (German inheritance tax)
Lifetime gifts: avoiding Schenkungsteuer (German gift tax) through smart structuring
Corona aid repayment: how affected businesses successfully push back
FAQ
Frequently
asked.
Answers to the most important questions about working together.
The first conversation is free and without obligation. In around 30 minutes we go through your situation and clarify whether working together makes sense.
Active tax structuring usually pays off from a business or private wealth of roughly 500,000 EUR upwards. For succession topics there is no lower threshold, since early planning always brings benefits.
My focus is on structuring advice, not on declarations. For ongoing bookkeeping and payroll I cooperate with specialised colleagues whom I recommend when needed.
I work as a sparring partner, not as a pure bookkeeper. The focus is strategic tax planning: Holding structures, asset transfers, German inheritance tax (Erbschaftsteuer) and gift tax (Schenkungsteuer). The advisory is proactive and forward-looking.
Yes. Thanks to my studies in Germany, Switzerland and the United States and my three working languages (German, English, French), I also handle cross-border matters and international structures.
Wealth building supports the structuring of investments and shareholdings. Asset protection (Vermögensschutz) shields existing wealth through Holding structures, Familienstiftungen (German family foundations) and tax-optimised arrangements against unnecessary access.
Many of my clients have a Steuerberater for their ongoing bookkeeping. My focus is on strategic structuring: succession, Holding structures, Vermögensschutz (asset protection). These are topics classic tax advisors often don’t cover. I complement, I don’t replace.
Usually within five working days. For urgent matters such as running deadlines or an inheritance that has just occurred, also more quickly.
A Familienstiftung (German family foundation) typically becomes interesting from a wealth of three to four million Euros upwards. Below that, the running costs often outweigh the tax and structural benefit. Whether a foundation makes sense in your case is something we clarify in the first conversation.
Fees follow the Steuerberatervergütungsgesetz (StBVV, German fee regulation for tax advisors) and the scope of the mandate. For complex structuring advisory I work with transparent flat fees or hourly rates. The first conversation is always free.
A Holding is a participation company that bundles operating entities and offers tax advantages on dividend distributions (Schachtelprivileg, § 8b KStG). A Familienstiftung serves long-term Vermögensschutz across generations. Both instruments can be combined.
Yes. Many clients come with existing corporate structures, wills or foundations. I analyse the existing structure, identify optimisation potential and accompany a possible reorganisation.
Contact
Let’s talk.
Whether it is a first conversation or a Second Opinion: I take the time for your questions. Confidential, no obligation, on equal footing.
Get in touch via WhatsApp
Message me directly on WhatsApp
Tax advisory (Steuerberatung)
Höchster Str. 72
65835 Liederbach am Taunus
tes Legal
Bleichstr. 64-66
60313 Frankfurt am Main
You already have a Steuerberater (German tax advisor)?
Many of my clients have an advisor for their day-to-day accounting. My focus is strategic structuring. I complement, I don’t replace.