Wealth,
strategically
shaped.
I advise companies and families on wealth building, asset protection and succession.
Wealth building, asset protection, succession.
15-minute introductory call. Free, no obligation.
Your situation
What would you like to pass on?
A business, property or family wealth: start with the questions that matter to you.
- Pass on a businessPrepare the handover while planning your own future.
- Transfer propertyConsider lifetime gifts, your own security and your family together.
- Organise family wealthDecide what to arrange today and what to pass on later.
Would you prefer to discuss your situation? Arrange an introductory call
Selected mandates.
Anonymised, but real. Every mandate is individual, but these examples show the orders of magnitude and structures I work with under German tax law.
Case studies are presented in German because the underlying Mandate, statutes (BGB, ErbStG, EStG, KStG) and tax structures are German-law specific.
Asset transfer (Vermögensübertragung), married couple with two daughters
Family home and rental property, both still financed. Daughters with different views. Tax simulation, coordination with the bank. Result: a structured lifetime transfer.
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Physicians' GbR (German civil-law partnership) to an MVZ with 11 specialties
Three physicians in a GbR with personal liability. Strategic business plan, holding structures, wills and advance directives. The MVZ was later successfully sold.
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Family estate (Familienvermögen), EUR 11.6 million
Assets spread across various companies, chaotic structures. A moderated family process across several generations, restructuring and the installation of a foundation (Stiftung).
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IT entrepreneur, relocation abroad (Wegzug)
Stakes in several companies, assets of around EUR 4.2 million. Tax structuring before the relocation, a partner adviser at the new residence. Tax-office audit: no objections.
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Wealth doesn’t happen by chance. It is planned, structured and protected.
Succession advisory (Nachfolgeberatung)
Preparing the next generation. Business succession and asset transfer planned with strategy.
Risk profiling
Analysing structures, identifying weak spots. Inside the company, inside the family web, inside existing arrangements.
Familienstiftung & Holding
Setting up, structuring and tax-optimising Familienstiftungen (German family foundations) and Holding companies.
Tax optimisation
Building and protecting wealth through strategic tax planning. Proactive, not reactive.
About
Florian Enders
At one of the large auditing firms I learned how to build structures that hold. I also learned there what I want to do differently today: less overhead, more personal accountability, a direct line to the client.About Florian Enders
How I work.
First meeting
Confidential & personalNo pitch, no sales call. You tell me where you stand - and I tell you honestly whether and how I can help.
Stocktake
Structured & confidentialArticles of association, shareholdings, existing arrangements. I look at what is in place - and what is missing.
Structuring
Concrete over theoreticalHolding, Familienstiftung (German family foundation) or succession arrangement - which structure fits your situation? Concrete scenarios with numbers, no theory.
Ongoing support
Personal & long-termThe full plan from a single source. Solution-driven and personally at your side over time.
Take it with you.
Three practice guides distilled from years of advisory work. With German Code references, instant checks and worked examples. Free by email.
Succession Checklist
7 items to review today - from Holding structures to Berliner Testament (German joint will).
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Inheritance tax quick check
How much German Erbschaftsteuer applies to your constellation? Tables, allowances, worked examples.
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Forced share protection
Berliner Testament, waiver of forced share, 10-year period. What you need to know before gifting.
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Frequently asked.
Answers to the most important questions about working together.
How much does a first conversation cost?
The introductory call lasts 15 minutes and is free, with no obligation. You briefly describe your concern and we discuss whether working together would be a good fit. For a more detailed discussion, you can separately book 60 minutes for EUR 297.50 including VAT, payable via PayPal.
From what level of wealth does structuring advice pay off?
Active tax structuring usually pays off from a business or private wealth of roughly 500,000 EUR upwards. For succession topics there is no lower threshold, since early planning always brings benefits.
Do you also handle ongoing bookkeeping and payroll?
My focus is on structuring advice, not on declarations. For ongoing bookkeeping and payroll I cooperate with specialised colleagues whom I recommend when needed.
How is your advisory different from a classic Steuerberater?
I work as a sparring partner, not as a pure bookkeeper. The focus is strategic tax planning: Holding structures, asset transfers, German inheritance tax (Erbschaftsteuer) and gift tax (Schenkungsteuer). The advisory is proactive and forward-looking.
Do you also advise internationally?
Yes. Thanks to my studies in Germany, Switzerland and the United States and my three working languages (German, English, French), I also handle cross-border matters and international structures.
What is the difference between asset protection and wealth building?
Wealth building supports the structuring of investments and shareholdings. Asset protection (Vermögensschutz) shields existing wealth through Holding structures, Familienstiftungen (German family foundations) and tax-optimised arrangements against unnecessary access.
I already have a Steuerberater. Why should I still get in touch?
Many of my clients have a Steuerberater for their ongoing bookkeeping. My focus is on strategic structuring: succession, Holding structures, Vermögensschutz (asset protection). These are topics classic tax advisors often don’t cover. I complement, I don’t replace.
How quickly can I get an appointment?
Usually within five working days. For urgent matters such as running deadlines or an inheritance that has just occurred, also more quickly.
When does a Familienstiftung make sense?
A Familienstiftung (German family foundation) typically becomes interesting from a wealth of three to four million Euros upwards. Below that, the running costs often outweigh the tax and structural benefit. Whether a foundation makes sense in your case is something we clarify in the first conversation.
How much does the ongoing advisory cost?
Fees follow the Steuerberatervergütungsgesetz (StBVV, German fee regulation for tax advisors) and the scope of the mandate. For complex structuring advisory I work with transparent flat fees or hourly rates. The first conversation is always free.
What is the difference between a Familienstiftung and a Holding?
A Holding is a participation company that bundles operating entities and offers tax advantages on dividend distributions (Schachtelprivileg, § 8b KStG). A Familienstiftung serves long-term Vermögensschutz across generations. Both instruments can be combined.
Can I move existing structures over to you?
Yes. Many clients come with existing corporate structures, wills or foundations. I analyse the existing structure, identify optimisation potential and accompany a possible reorganisation.
Let’s talk.
Planning your succession or a transfer of assets? In a personal conversation, we clarify your situation and the next steps.
Prefer a callback? The booking page offers both.